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Which of the following describes the payment API correctly?

Below is the answer and explanation for the question which of the following describes the payment API correctly?

Which of the following describes the payment API correctly?

  • It is designed for external card readers
  • It requires a phone with a fingerprint reader
  • It bypasses the checkout form ✅
  • It replaces your payment processor

correct answer

It bypasses the checkout form ✅

explanation

The payment request API is an open and cross-browser standard that replaces traditional checkout flows by allowing merchants to request and accept any payment in a single API call.
It vastly improves user workflow during the purchase process, providing a more consistent user experience and enabling web merchants to easily leverage disparate payment methods. The Payment Request API is not a new payment method, nor does it integrate directly with payment processors.

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